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own image" if you'd like to add your own custom artwork or photo to the note pad. Choose "Don't Use an Image" if you'd rather only hav e text on your note pad. 3 Browse for your digital image file on your computer on the next screen if you selected the "Use my own image " option for your note pad. Rotate and crop your image if you need to, using the tools provided. Click "Next" to see a preview and add more items to your note pad. 4 Add your name, phone number and website address in the spaces provided. Click "Next" to proceed. Change brat diet the font of your text by using the font categories provided. Click "View Your Design" in the top right to see a preview of your design at any time. Click "Next" to proceed. 5 Select a layout and a color from the options provided and click "Next" to view the final edits cultural music festivals 2011 section. Click on "edit text and images" to edit your text and image while having the large preview of the note pad visible at the same .

t the legal right to impose federal income tax on wage earners via the withholding system. Federal income tax is used to fund national programs, such as law enforcement, interest on national debt, defense, foreign affairs and community development. Employers are require d to withhold it from employee paychecks and pay it to the IRS; self-employed individuals make estimated payments to the IRS. Medicare The Federal Insurance Contributions Act, or FICA, mandates the collection of Medicare tax, which provides hospital insurance to qualifi free templates church ed individuals upon reaching age 65. Part A of Medicare provides hospital insurance for inpatient hospital care and certain follow-up s ervices, Part B funds doctors' services and outpatient care and Part C provides advantage plans that allow individuals in Parts A and B cultural music festivals 2011 to receive healthcare services through a Part C provider. Part D provides prescription drug coverage. Social Security Social Security .

ee. The employer withholds Social Security and Medicare taxes from employees' paychecks and pays it -- plus its own share -- to the IRS . Self-employed individuals pay FICA taxes directly to the IRS. Unemployment The Federal Unemployment Tax Act, or FUTA, authorizes the collection of federal unemployment tax. The State Unemployment Tax Act, or SUTA, authorizes the collection of state unemployment tax. U nemployment tax is also called unemployment insurance. The employer alone pays these taxes, which are used together to provide unemploy free cd/dvd label template ment benefits to qualified employees who have lost their jobs. Unemployment benefits give temporary financial assistance to employees t hat meet the state's requirements. The employer pays federal unemployment tax to the IRS and state unemployment tax to its state unempl cultural music festivals 2011 oyment division. Considerations The majority of states require employers to withhold state income tax from employees' paychecks; some c .


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